What is the Fair Credit Reporting Act?
The Fair Credit Reporting Act is a law passed by Congress designed to help promote accuracy and ensure the privacy of the information used in consumer reports. It is enforced by the Federal Trade Commission..
The mortgage market and how it works
The mortgage market can seem complicated. Fact is, it is not as complicated as it is ever-changing. By understanding the market, you will get a better idea about mortgage programs offered by certain lenders..
Should you make additional mortgage payments?
Prepaying on your mortgage can save you major dollars throughout the life of your home loan. Here is a guide explaining when prepaying is the right decision, and just how much money you can potentially save..